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In general, the documentation you will need includes:
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Check for appraisal fee made directly to the appraisal company
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Property Information (if you already have a contract on a house)
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Purchase Agreement
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Copy of MLS sheet or open house flyer and/or real estate agents business card
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If you are selling your current home, copy of listing contract
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If you have sold your current home, copy of settlement statement (HUD-1)
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Income & Assets
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Pay stub(s) for the last 30 days
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For the past two years:
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Statements for each bank, mutual fund, and/or investment account for the last two months.
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Estimated value of automobiles
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If you have made any large deposits to your accounts:
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Explanation and source for deposit
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If large deposit was a gift:
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If you own more than 25% of a business:
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If self-employed:
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If you own rental property:
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If you are retired:
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If you receive Social Security:
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If you are counting child support as income:
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Debts
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Copy of a current credit report
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Explanation of credit report anomalies, including:
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VA Loans
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Copy of DD Form 214, Report of Separation
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Miscellaneous
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Photo ID and proof of Social Security number
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Residence addresses for the past two years
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If applicable, a copy of your divorce decree
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If you are not a citizen, a copy of the front and back of your green card
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