Daniel Dobbs

Senior Loan Officer
NML#307631
BRE#00986886

Qualifying for a Mortgage is Tougher Than Ever!
                      

Contrary to media hype, lenders are not giving away mortgages.

Rates are low, but lenders are requiring higher credit scores, larger down payments & taking much longer to fund loans.
 
Great buys on homes are out there…but you are in competition with all the other buyers who want that same great deal. 

Don’t lose out to a better prepared buyer - buyers with a completed loan application & who are ready to close escrow within days of submitting their offer.

On the left side of my home page are written explanations for each step of the lending process.
  
Upon review…if you like my straight forward style…lets discuss how we can work together to obtain the best mortgage at the lowest possible rate